- customer.service@badafinance.in
- Mumbai
- +91 7304149954
This Terms of Use Agreement (“TOU/ Agreement”) sets out the terms and conditions which will be applicable for the access and usage of the website i.e. www.badafinance.in including any other media form, media channel, mobile website, or mobile application related or connected thereto and further including any amendments/ modification/ update thereon (hereinafter referred as “Website”), which is operated and managed by Bada Finance S&P services LLP (hereinafter collectively referred to as “Company”/ “Bada Finance S&P services LLP”/ “We”) incorporated under the Companies Act, 2013.
The agreement is an electronic record in accordance with the Information Technology Act, 2000 and it does not require any physical/digital signature. This agreement is published in accordance with the provisions of Rule 3 of the Information Technology (Intermediaries guidelines) 2011.
By accessing this Website, availing any services by/through us, you the user herein whether registered with Bada Finance or not (User/s) hereby agrees to be bound by this Agreement of “Terms of Use”. This Agreement describes that the relationship between the Company and User will be subject to guidelines, policies, terms and conditions applicable to any specific service that is provided by this website, and they shall be deemed to be incorporated into this Agreement and shall be considered as part and parcel of this Agreement. These Terms also apply to any and all online resources, materials, download areas, tools provided on this Website, including without limitation, blogs, community forums, chat rooms, discussion sites, service offerings information (hereinafter, “Online Mediums”), both now and in the future. We may also publish medium-specific terms of use; in which event these Terms shall remain in full force and effect to the extent that the Terms do not conflict with the medium specific terms of use.
The users are requested to visit this website and review the most updated version of Agreement. We reserve the right at any time, at our sole discretion, to change or otherwise modify the Agreement without prior notice, and the same shall be deemed to be reviewed and accepted by the User of this website.
PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. USER’S ACCEPTANCE OF TERMS CONTAINED HEREIN CONSTITUTES THE AGREEMENT BETWEEN THE USER AND THE COMPANY FOR THE PURPOSE AS DEFINED HEREUNDER.
The Company through this website offers Users to access information primarily about Loans, Balance Transfer and the services in relation thereto. We may provide other product related services too (collectively referred as “Services”).
We provide service/s relating to evaluation of the Loan as a whole by giving a test report which is a result of various parameters and in-depth analysis. Further, the company may provide services in relation to the above-mentioned report and use the User’s information through third party sites viz Bank/ Financial Institution/Principal Company sites. The said services as mentioned above are provided on commercially reasonable effort basis and the user hereby agrees that user’s participation for availing the above- mentioned services is purely as user’s will and consent.
The continued usage of our services and this website from time to time by the user would constitute acceptance of the Agreement including any modification/update/change thereof and the user would be bound by this Agreement until this Agreement is terminated as per provisions defined therein.
The user hereby agrees and authorize the Company to share User’s information with its group companies and other third parties, in so far as required for joint marketing purposes/offering various services/report generations and/or to similar services to provide users with various value-added services, in association with the Services selected by the User or otherwise. The user agrees to receive communications through emails, telephone, mobile and/or SMS from the Company or its third-party vendor/ Business partner/ Marketing affiliates regarding the services, updates, information/ promotional emails and/or product announcements. Thus, in the same regard User agrees and consents to receive all communications at the mobile number/ email provided by the User, even though the number is registered under DND/NCPR list under TRAI regulations. And for that purpose, the User hereby further authorizes the Company to share/disclose the information to any third-party service provider or any affiliate, its group companies, authorized agents.
Company will retain and utilize the User’s information as necessary to comply with our legal obligations, resolve disputes and enforce our agreements entered into for providing Services and ancillary services.
The user hereby acknowledges and agrees that the Company possesses all legal right, title and interest in and to the services, including any intellectual property rights which subsist in the services (registered or not). User further acknowledges that the said services by the company may contain some information that are of confidential nature and the User shall not disclose such information without the prior consent from the Company.
Further all copyrightable material (including source and object code) and all other materials, including without limitations the design, structure, and arrangement of such content contained on this Website (hereinafter, the “Content”) its “look, layout and fee” (e.g. text, graphics, images, logos and button icons), photographs, editorial content, notices, software and other material trade names, trademarks, service marks, logos, domain names, other distinctive brand elements, whether registered or not, are owned, controlled or licensed by or to us, including but not limited to copyright, trademark, trade dress, domain name, patent, trade secret, international treaties and other proprietary rights and unfair competition law are protected by intellectual property laws (the “Intellectual Property laws”).
Company through this Agreement grants limited license to access and make use of this website and Company’s services. The said license is not inclusive of any downloading or copying of any information for the benefit of another individual, partner/ vendor or any other third party or to create any work in attempt to discover any source code, assign, sell, sublicense, grant security license interest in or otherwise transfer any right in the services. Unauthorized usage in any manner by the User shall lead to termination of the permission of license granted to the User. The Company reserves the right to take appropriate action under Law against any such unauthorized usage.
By making use of this website the User hereby agrees not to do the followings: –
The User shall not use this Website, Content or Online Mediums or any Intellectual Property for any purpose or in any manner that infringes the rights of any third parties. Any Copyright infringement of any content on this Website that the User believes infringes the copyright or any other Complaints should be reported to the Grievance officer of the Company.
By using this website, the User agrees that the User is the person of legal age and capable of entering into a contract/agreement and not disqualified under any laws of India or other applicable jurisdiction. Further the User consents that the User will use this website to make legitimate purchases and will not do any acts which are illegal in nature.
The User hereby agrees that the sole responsibility to maintain the confidentiality of the password along with the Login ID if any, will be of the User. The Mobile number or any contact information provided shall be linked with the Login ID if any, and together all the mentioned contents constitute “Registered Information” of the User. The User further agrees through this agreement that sole responsibility of the activities done through the Registered account of the User shall be of the User the only. It is hereby advised that Users shall always Log out from their respective accounts at the end of each session/Login. The User agrees to notify the Company in case of any unauthorized access, discrepancies or breach of security and it is further agreed that the Company shall not be held liable for any unauthorized access or usage thereby unless proved that such act has been committed from company or by any personnel thereon.
The User under this agreement is bound to provide the correct, accurate and complete information and shall further inform any change/ modification/ update in the information in order to make us available with the up to date information. The User shall be solely responsible for any incorrect, wrong, misleading information given/delivered to the Company. The User agrees that the User will not make any unlawful attempt to access this website.
Access to and use of password protected areas of this Website is restricted to authorized users only. The User agrees that:
Prices if any, for Products/services available on this Website and are incorporated into this TOUs by reference. All prices, whether specified or not, are in Indian rupees. Prices, Products and Services are offered by the Company’s business partners and may change in accordance with the brand guidelines or other terms and conditions applicable to each of the business partners of Bada Finance. User further undertake that by initiating a transaction, User are entering into a legally binding and enforceable contract with these business partners of the Company, to purchase the products or avail the services using such payment facilities as may be permitted by applicable laws and as may be accepted by the Company.
The Company does not charge any registration/ membership or browsing fee. However, the Company reserves the absolute right to charge any fee for registration/ membership or browsing fee at any time. All such fees that the Company may charge will be intimated to the users and such change shall automatically become effective immediately after they are posted on this Website. All such fees charged by the Company shall be in Indian Rupees. The continued use of the User shall be deemed as an acceptance of the amended terms of the TOU.
The Company may enter into agreements with third party payment gateway aggregators and financial institutions authorized by the Reserve Bank of India and other appropriate authority for collection, refund and remittance and to facilitate payment between User, Bada Finance and its business partners, as the case may be. The Company shall initiate the remittance of the payments made by User and the date of completion of transaction shall be after the products are delivered to the User or after the Services are rendered to User and such other additional time as may be agreed between Bada Finance and its business partners, as the case may be.
While availing any of the payment method/s available on this Website, the Company will not be responsible or assume any liability, whatsoever in respect of any loss or damage arising directly or indirectly to User due to:
Notwithstanding anything contained herein, this Website reserves the right to conduct additional verification for security or other reasons if it is not satisfied with the creditability of User transaction.
Use of the payment facilities provided by this Website shall not render this Website liable or responsible for the non-delivery, non-receipt, non-payment, damage, breach of representations and warranties, non- provision of after sales or warranty services or fraud as regards the products or services listed on this Website. This Website shall not be responsible for any damages, interests or claims arising from not processing a transaction.
User hereby agree to provide accurate information, such as credit/debit information for purchasing any Service or product on or through this Website. User further warrant that the User shall not use payment information or instrument that is not lawfully owned by them. In addition to this TOUs, the terms and conditions of the bank or other financial institution shall also be applicable to every user. This Website disclaims any liability arising out of declining of payment by such bank or financial institution.
Bada Finance may in its sole discretion impose limits on the number of transactions which an individual holding a financial instrument may use for payment for products or services. Additionally, this Website reserves the right to refuse to process transactions exceeding such limit and transactions by User that have incurred questionable charges and amounts.
The Company (including its subsidiaries, affiliates, directors, officers, employees, representatives and providers) hereby states through this agreement that it shall not be liable for any direct, indirect, incidental, special, consequential or exemplary damages, including but not limited to damages for loss of profits, opportunity, goodwill, use, data or other intangible losses, even if Company has been advised of the possibility of such damages, resulting from (i) any failure or delay (including without limitation the use of or inability to use any component of this Website), or (ii) any use of this Website or content, or (iii) the performance or non-performance by us or any provider, even if we have been advised of the possibility of damages to such parties or any other party, or (b) any damages to or viruses that may infect User’s computer equipment or other property as the result of User’s access to this Website or User’s downloading of any content from this Website.
Notwithstanding the above, if the Company is found liable for any proven and actual loss or damage which arises out of or in any way connected with any of the occurrences described above, then User agree that the liability of Company shall be restricted to, in the aggregate, any Service/transactional fees paid by the User to the Company in connection with such transaction(s)/ Services on this Website, if applicable.
The User agree to indemnify and hold Company (and its affiliates, officers, directors, agents and employees) harmless from any and against any claims, causes of action, demands, recoveries, losses, damages, fines, penalties or other costs or expenses of any kind or nature, including reasonable attorneys’ fees, or arising out of or related to User’s breach of this TOU, User’s violation of any law or the rights of a third party, or User’s use of this Website.
User shall not sue or otherwise make or present any demand or claim, and irrevocably, unconditionally and entirely release, waive and forever discharge the Company, its officers, directors, employees, agents, licensees, affiliates, successors and assigns, jointly and individually (hereinafter “Release”), from any and all manner of liabilities, claims, demands, losses, claims, suits, costs and expenses (including court costs and reasonable attorney fees) (“Losses”), whatsoever, in law or equity, whether known or unknown, which the User ever had, now have, or in the future may have against the Release with respect to the Services. User agree to defend, indemnify, and hold harmless the Release from and against any and all Losses resulting from claims made against the Company by third parties arising from and in connection with this Authorization.
Company reserves the right to make changes to this Website, related policies and agreements, this TOU and the Privacy Policy at any time as it deems fit and proper, including but not limited to comply with changes in law or regulation, correct inaccuracies, omissions, errors or ambiguities, reflect changes in the process flow, scope and nature of the Services and ancillary services, company re-organization, market practice or customer requirements. Upon any change, Company will notify the updated Terms on this Website or other means. User’s continued use of the Services and ancillary services constitutes acceptance of the changes and an agreement to be bound by Terms, as amended. If User does not agree to the changes, the User may please discontinue the use of the Services and ancillary Services.
The Company reserves the right to revise and update this TOU at any time without expressly informing the Information Providers. Any such revisions will be effective on and from the date of posting the same to the intranet/internet website of the Company, and will apply to all information collected both prior to and following the effective date. The User should visit this website and intranet periodically to review the current policies with regard to Sensitive Personal Information. Use of this website of the Company/intranet following any such revisions will be deemed acceptance by the Information Providers of such revisions.
Company reserves the right to discontinue or suspend, temporarily or permanently, the Services by giving reasonable time period notice, on a best effort basis, unless it is merely to change certain features/contents of the Services and/or Website or maintain the security and integrity of the Services. Users agree that the Company will not be liable to any User in any manner whatsoever for any modification or discontinuance of the Services.
Company may, from time to time, announce certain offers with intent to promote its Website and/or Services (“Promotional Offer/s”). The Promotional Offer(s) would always be governed by this TOU plus certain additional terms and conditions, if any prescribed. The said additional terms and conditions, if prescribed, would be specific to the corresponding Promotional Offer only and shall prevail over these TOU, to the extent they may be in conflict with these Terms. Company reserves the right to withdraw, discontinue, modify, extend and suspend the Promotional Offer(s) and the terms governing it, at its sole discretion.
This website may contain links to other sites including social media sites, whose information practices may be different from the Company. The User should read such third party’s websites privacy notices and Company does not control those sites or their privacy practices. The Company does not endorse or make any representations about third-party websites.
The Users Personal Identification Information is stored in databases located at India and on the servers of the cloud-based database management services that the Company engages. The Company shall retain the users Personal Information pursuant to the business purposes and in line with our retention policies.
The Company respects the Users privacy considerations and hence provides the user has an option to refuse to provide the Personally Identifiable Information or information sought to be collected. The User also have the option to subscribe/opt-in to receive newsletters, new alerts and marketing content. The User can always opt-out of such options by writing to customer.service@badafinance.in or click the “unsubscribe” link at the bottom of an email newsletter received by the User from us. The Company shall adhere to User’s preferences.
The Terms constitute the entire agreement between the User and Bada Finance relating to the use of and access to this Website and Online Mediums and Content. The User may also be subject to Online Medium or Content specific terms of use. Where these Terms intend to create any right for any third party to rely upon these Terms in any way and/or where specific clauses of these Terms are considered to be so called “third party stipulations” and such are accepted by the respective third party, such third party shall not become a party to the agreement between the User and Bada Finance.
If any of these conditions are deemed invalid, void, or for any reason unenforceable, the parties agree that the court should endeavor to give effect to the party’s intentions as reflected in the provision, and the unenforceable condition shall be deemed severable and shall not affect the validity and enforceability of any remaining condition. Headings are for reference purposes only and do not limit the scope or extent of such section. This TOU and the relationship between the User and Company will be governed by the laws of India without regard to its conflict of law provisions.
Any dispute, controversy or claim arising out of or in relation to this Agreement, including a breach or termination thereof, shall be settled by a sole arbitrator to be appointed mutually by Company and User, in accordance with the provisions of the Arbitration and Conciliation Act, 1996, or amendment thereto. In the event we are unable to reach an agreement on the sole arbitrator, we agree to have a panel of three arbitrators appointed, of which one shall be appointed by each of us, and the third arbitrator appointed by the two arbitrators. The venue for arbitration shall be Mumbai. The arbitral procedure shall be conducted in the English language and any award or awards shall be rendered in English. This Website specifically prohibits User from usage of any of its Services in countries or jurisdictions that do not corroborate to all stipulations of these Terms.
This Website is specifically for users in the territory of India. In case of any dispute, either judicial or quasi- judicial, the same will be subject to the laws of India, with the courts in Mumbai having exclusive jurisdiction. The failure of Company to act with respect to a breach by User or others does not waive its right to act with respect to subsequent or similar breaches. This TOU constitutes the entire agreement between User and Company and governs use of this Website, superseding any prior agreements between User and Company with respect to this Website.
Additional Terms and conditions (T&C) are as follows: –
The Receiving Party shall keep confidential any Confidential Information it receives from the Disclosing Party and shall employ all such reasonable steps that it would have taken to protect its own Confidential Information. The Receiving Party shall disclose Confidential Information received from the Disclosing Party to its officers, employees, agents or representatives only for the purposes of carrying out its obligations under these T&C and strictly on a “need to know” basis only. The Parties shall also cause their respective directors, employees, officers and any other Persons to whom the above mentioned information is disclosed to be bound by confidentiality obligations similar to those provided in this Clause.
Notwithstanding anything contained in this Clause, a Receiving Party’s obligation of confidentiality shall not extend to any Confidential Information:
All rights, title, and interest, including Copyright, Trade Mark and Patent rights, to any deliverables, ideas, know-how, inventions, software, documentation, processes or any other Intellectual Property Rights shared by Company under these T&C shall be exclusive property of Company. Enabling any business transaction by using these Intellectual Property Rights by User shall not entitle any rights to the Partner and permit them to use these Intellectual Property of the Company and shall not to be construed as assignment or transfer of these rights to Company. The User hereby undertakes not to decipher or disclose the details of the application, method and processes for the services rendered under these T&C in any manner to third parties or disclose any confidential information provided to the Partner.
The Company does not grant to User any right, title or interest in any of its intellectual property except as expressly authorized in writing by the Company. The User shall not have any right, title or interest in Company’s intellectual property other than the right to use it for purposes of these T&C till the termination thereon. Users shall comply with any and all instructions issued by Company in relation to the display of any logo, trademark, copyright or any other intellectual property of the Company. Upon expiry or earlier termination of these T&C, User shall immediately cease and desist for all times from any use of or reference to Company’s intellectual property and shall return to Company copies or materials containing such intellectual property.
The User hereby acknowledge and confirm that:
In case of breach of terms and conditions of these T&C and/or negligence in performance duties assigned to the User, these T&C shall be deemed to be terminated which in turn attracts damages as may be decided by the Company and also Company retains its power to initiate legal action against the User.
The User shall not indulge in any illegal activity or in no manner shall approach employees, partners, associates of the Company for any malpractice or shall not offer any bribe to them. The User shall not directly or indirectly indulge in any activity that affects the Brand image of the Company. On becoming aware of such an act done by the User, the Company has a right under these T&C to initiate legal proceedings against the User and also claim damages from the User. The Company possesses the said right against the User under this clause till perpetuity against the universe without any limitation to geographical boundaries.
This Privacy Policy is governed by the laws of the Republic of India, and disputes are subject to the exclusive jurisdiction of the courts in Mumbai.
Bada Finance is one of the country’s fastest growing financial distribution platform, using technology and analytics tools to analyze and process customer loan applications and allow customers to deposit money into their accounts within 48 hours with minimal documentation.
WhatsApp us